Features

Everything you need for BFSI voice automation

Purpose-built AI Voice Employees that handle EMI collections, loan follow-ups, KYC verification, and customer support — all within RBI compliance.

Core Capabilities

Powerful AI, built for scale

AI Voice Calls

Natural voice conversations with borrowers in 32+ languages including Hindi, Tamil, Telugu, and regional dialects with ~320ms response time.

Intelligent Intent Detection

Automatically identifies borrower intent — EMI query, dispute, promise-to-pay, or escalation — and routes to the right workflow.

Multilingual Support

Real-time code-switching between languages. Borrowers can speak in any language and get responses in their preferred language.

Sub-Second Latency

~320ms average response time ensures natural, human-like conversations without awkward pauses or delays.

RBI Compliant

Built-in compliance with RBI Fair Practices Code, TRAI DNC regulations, and calling window restrictions.

Real-Time Analytics

Monitor collection rates, promise-to-pay conversion, NPA trends, and AI performance with live dashboards.

BFSI-Specific

Built for lending & collections

Every feature designed with NBFC, banking, and collection agency workflows in mind.

EMI Collection Automation

Automated EMI reminder calls, payment link delivery, and promise-to-pay capture with LMS integration.

KYC Verification

Voice-based KYC verification calls with document collection reminders and status updates.

Lead Qualification

Qualify loan applicants with intelligent questioning, credit assessment, and instant LOS updates.

24/7 Availability

AI Employees work round the clock within RBI-compliant calling windows, never missing a follow-up.

Multi-Turn Conversations

Handle complex negotiations with context retention across EMI cycles, re-negotiations, and escalations.

Seamless Escalation

Intelligent handoff to human agents when needed, with full conversation context preserved.

Ready to deploy an AI Employee on every borrower call?

NBFCs, banks and digital lenders use DubCall to automate collections, qualify loan leads and serve borrowers. They pay only for the outcomes delivered.

See outcome pricing
Pay per outcome, not per minute₹0 for calls with no outcomeRBI-compliant ready